Legal Disclosures

website Disclosure

ARES FINANCIAL CONSULTING LLC (“ARESFC”) IS A REGISTERED INVESTMENT ADVISER OFFERING INVESTMENT ADVISORY SERVICES IN JURISDICTIONS WHERE “NOTICE FILED” OR EXEMPTED FROM REGISTRATION REQUIREMENTS. REGISTRATION WITH THE SECURITIES AND EXCHANGE COMMISSION AND INDIVIDUAL STATES DOES NOT IMPLY A CERTAIN LEVEL OF SKILL OR TRAINING. THIS WEBSITE’S CONTENT IS PUBLISHED FOR THE RESIDENTS OF THE UNITED STATES AND IS FOR INFORMATIONAL PURPOSES ONLY. THE PRESENCE OF THIS WEBSITE ON THE INTERNET AND ITS CONTENT SHALL NOT BE DIRECTLY OR INDIRECTLY INTERPRETED AS A SOLICITATION OF INVESTMENT ADVISORY SERVICES OR THE RENDERING OF INVESTMENT ADVICE. OPINIONS EXPRESSED HEREIN ARE SOLELY THOSE OF ARESFC, UNLESS OTHERWISE SPECIFICALLY CITED. ALL THIRD-PARTY MATERIAL PRESENTED IS BELIEVED TO BE FROM RELIABLE SOURCES AND NO REPRESENTATIONS ARE MADE BY OUR FIRM AS TO ANOTHER PARTIES’ ACCURACY OR COMPLETENESS. ARESFC’S ASSOCIATED PERSONS ARE NEITHER ATTORNEYS NOR ACCOUNTANTS, AND NO PORTION OF THE WEB SITE CONTENT SHOULD BE INTERPRETED AS LEGAL, ACCOUNTING OR TAX ADVICE.

THIS SITE MAY PROVIDE LINKS TO, OR EMBEDDED VIDEO CONTENT FROM, OTHER WEBSITES OR RESOURCES. ARESFC HAS NO CONTROL OVER SUCH SITES AND RESOURCES, IS NOT RESPONSIBLE FOR THEIR AVAILABILITY, DOES NOT ENDORSE AND IS NOT RESPONSIBLE OR LIABLE FOR ANY OF THEIR CONTENT, ADVERTISING, PRODUCTS, SERVICES, OR OTHER MATERIALS ON OR AVAILABLE FROM THEM. ARESFC SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED BY, OR ALLEGED TO BE CAUSED BY, OR IN CONNECTION WITH THE USE OF SUCH SITES OR RESOURCES. YOUR USE OF SUCH SITES OR RESOURCES SHALL BE SUBJECT TO THE TERMS AND CONDITIONS SET FORTH BY THEM. ARESFC MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS, OR RELEVANCE OF ANY INFORMATION PREPARED BY ANY UNAFFILIATED THIRD PARTY, WHETHER LINKED TO THE WEBSITE OR INCORPORATED THEREIN. ALL SUCH INFORMATION IS PROVIDED SOLELY FOR CONVENIENCE AND ALL USERS SHOULD BE GUIDED ACCORDINGLY.

ALL INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT GUARANTEED. BE SURE TO CONSULT WITH A TAX PROFESSIONAL BEFORE IMPLEMENTING ANY INVESTMENT STRATEGY. NO ADVICE MAY BE RENDERED BY ARESFC UNLESS A CLIENT SERVICES AGREEMENT HAS BEEN EXECUTED.

‍

privacy policy

At Ares Financial Consulting LLC (“AresFC”), we are committed to protecting your privacy and personal identification information (“PII”). Please read on for more details about our privacy and information security program policies.

Privacy Policy Notice 

Your relationship with AresFC is based on trust and confidence. To fulfill our responsibilities to you, AresFC requires that you provide certain financial and personal information.  You deserve to expect that AresFC will protect the information you have provided in a manner that is reasonably safe,secure and professional.  AresFC and its supervised persons are committed to protecting your privacy and to safeguarding that information.

Your Privacy

AresFC requires that you provide current and accurate financial and personal information so that we may make the best possible choices for your circumstances. We will protect the information you have provided in a manner that is safe, secure and professional.

We recognize the importance of protecting our clients’ privacy. We have policies to maintain the confidentiality and security of your non-public personal information.  The following is designed to help you understand what information we collect from you and how we use that information to serve you.

Information Security

AresFC maintains an information security program to reduce the risk that your personal, private, non-public and confidential information may be breached.  AresFC is committed to maintaining the confidentiality, integrity and security of our clients’ personal information that is entrusted to us.

During regular business hours, access to client records is monitored so that only those with approved entitlements may access the information. During hours in which the company is not in operation, client records are secured.

We maintain a secure office to ensure that your cloud-based personal information is not placed at unreasonable risk.  We employ a firewall barrier, secure data encryption techniques and multi-factor authentication procedures in our computer environment.

Information We Collect

In the normal course of business, we collect non‐public client data in checklists, forms, in written notations, in documentation provided to us by our clients for evaluation, planning, investing or other related consulting services, and data about client transactions with us, such as types of investments and account status.  We also create internal lists of such data.

The categories of non-public information that we collect from you may include information about your personal finances, information about your health to the extent that it is needed for the financial planning process, information about transactions between you and third parties, and information from consumer reporting agencies, e.g., credit reports.  We use this information to help you plan, invest, and work towards your personal financial goals.

How We Use the Information That We Collect

Non-public personal information that we receive with respect to our clients who are natural persons is not shared with non-affiliated third parties which are not service providers to us without prior notice to, and consent of, such clients, unless:

• When necessary to complete a transaction in a client account, such as with the account custodians;

• When required to maintain or service a client account;

• To resolve client disputes or inquiries;

• With persons acting in a legal fiduciary or representative capacity on behalf of the client;

• With rating agencies, persons assessing compliance with industry standards, or to the attorneys, accountants and auditors of the firm;

• In connection with a sale or merger of AresFC’s business;

• To protect against or prevent actual or potential fraud, identity theft, unauthorized transactions, claims or other liability;

• To comply with federal, state or local laws, rules and other applicable legal requirements;

• In connection with a written agreement to provide investment management or advisory services when the information is released for the sole purpose of providing the products or services covered by the agreement;

• In any circumstances with the client’s instruction or consent; or

• Pursuant to any other exceptions enumerated in the California Information Privacy Act.

Additionally, we may disclose such non-public personal information as required by law (such as to respond to a subpoena) or to satisfy a request from a regulator and/or to prevent fraud.  Without limiting the foregoing, we may disclose nonpublic personal information about you to governmental entities and others in connection with meeting our obligations to prevent money laundering including, without limitation, the disclosure that may be required by the Uniting and Strengthening America Act by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001 and the regulations promulgated thereunder.  

In addition, if we choose to dispose of our clients’ nonpublic personal information that we are not legally bound to maintain, we will do so in a secure manner that reasonably protects such information from unauthorized access.  The same privacy policy also applies to former clients who are natural persons.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties

‍Accessing or Correcting Your Information

You may access the data collected by us about you by sending a request to the address listed below. If you believe that an error has been made in the accuracy of the information collected from you, we will correct such error upon adequate verification of the error and the identity of the person seeking the correction.

Document Retention: Confidentiality, Security and Safeguarding Client Documents

We have physical, electronic, and procedural security safeguards to protect and secure the information we collect.  We restrict access to nonpublic personal information about our clients to those employees and agents who need to know that information to provide products and services to our clients.  We maintain physical, electronic and procedural safeguards to protect our clients’ nonpublic personal information.  

During regular business hours, access to client records is monitored so that only those with approved entitlements may access the files. During hours in which the company is not in operation, the client records will be secured. No individual who is not so authorized shall obtain or seek to obtain personal and financial client information. No individual with authorization to access personal and financial client information shall share that information in any manner without the specific consent of a firm principal. Failure to observe AresFC’s procedures regarding client and consumer privacy will result in disciplinary action and may lead to termination.  

Notification in the Event of Data Breach

AresFC has adopted an incident response program in the event of a potential data breach event.  If your sensitive non-public information is breached by an unauthorized party, we will comply with applicable laws in notifying you of the breach as soon as possible, within 30 days of discovery.  This includes critical third parties we do business with that may experience a breach affecting information about you that could be used to harm you.

Accessing or Correcting Your Information

You may access the data collected by us about you by sending a request to the address listed below. If you believe that an error has been made in the accuracy of the information collected from you, we will correct such error upon adequate verification of the error and the identity of the person seeking the correction.

Updating Your Personal Information and Privacy Preferences

You have the right to access and correct or change any personal information that you provide to us at any time. You may do so by contacting your IAR, or by sending us an email or letter, address below. Any change to the information that you have provided may affect the recommendations we make to you, the management of your account or the delivery of other services and information to you. We will respond to you request within thirty days.

Personally identifiable information (“PII”) about you will be maintained while you are a client, and for the required period thereafter that records are required to be maintained by federal and state securities laws.  After that time, information will be securely destroyed.

If You Close Your Account

If you decide to close your account(s) and/or become an inactive customer, we will continue to adhere to the privacy policies and practices as described in this Policy.  We reserve the right to change this Policy at any time and you will be notified if any material changes do occur.

Opt-Out Provisions

It is the policy of AresFC to never share client’s non‐public personal and financial information with affiliated or unaffiliated third parties except under the circumstances noted above.  Since sharing under the circumstances noted above is necessary to service client accounts or is mandated by law, there are no allowances made for clients to “opt out”.

Unless you ask us not to, we may contact you via email in the future to tell you about service updates.  We will also notify you in advance if our privacy policy is expected to change.  We are required by law to deliver this Privacy Notice to you annually, in writing.